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How does insurance work?

Mike avatar
Written by Mike
Updated over 2 weeks ago

Instructor Insurance Coverage

Rec is responsible for and obtains insurance coverage for instructors to be on-site at Parks & Rec departments, in accordance with the County’s insurance requirements. All onboarded instructors are covered under policies that include:

  • General Liability

  • Auto Liability

  • Sexual Abuse & Molestation

  • Accident & Medical Expense Insurance

Each session also includes an accident policy for both instructors and participants, provided by Citadel Insurance Services LC.

In case of an injury:

  1. Seek medical attention immediately.

  2. Keep all receipts for co-pays, deductibles, and out-of-pocket expenses, including prescriptions.

  3. Report the incident to Rec. We will guide you on how to file a claim.

Rec encourages instructors to maintain their own insurance, such as:

  • General liability

  • Professional liability

  • Any other coverage recommended by a licensed insurance professional

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